OTO work
oto is a comprehensive financial tool designed specifically for freelancers. It combines multiple functionalities such as invoicing, time tracking, expenses management, client management, and online contracts into a single platform.
Expert Video Review by SEOGANT · March 2026
Distribution Score: 50/100 What is this? ⓘ
What is OTO work?
OTO is an all-in-one AI-powered business management platform built specifically for freelancers, consolidating the core administrative functions of running a freelance businessproposals, invoices, contracts, time tracking, expense management, and client managementinto a single streamlined tool.
The platform is designed to eliminate the patchwork of separate apps that most freelancers use to manage their business operations.
The AI proposal generator is OTO's flagship feature, using ChatGPT integration to help freelancers craft detailed, professional project proposals tailored to each client's requirements.
By describing the project scope and requirements, freelancers receive AI-generated proposal language that articulates service value clearly and professionallya task that often takes experienced freelancers significant time and that newer freelancers frequently struggle with when competing for client work.
OTO's invoicing system allows freelancers to generate and send invoices in seconds, supporting both hourly billing and fixed-project pricing.
When contracts are in place, OTO can automatically generate invoices that align with contract terms and payment schedules, reducing administrative overhead and the manual tracking required to ensure every hour or milestone is billed correctly.
The platform supports payment processing in over 135 currencies and integrates with Stripe and PayPal for online payment acceptance from international clients.
The contracts feature provides legally vetted, pre-written contract templates covering common freelance arrangementsproject work, retainers, consultingthat freelancers can deploy immediately without needing to consult lawyers or adapt generic templates.
Who is OTO work for?
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