niia by navan.ai

Navan was the first T&E company to integrate generative AI across its entire infrastructure, and niia represents the culmination of that investment a suite of specialized AI agents that automate the most time-consuming and error-prone aspects of corporate travel and expense management.

The Expense Agent is the most immediately impactful component of niia.

It reads and interprets line items on receipts with full contextual understanding, automatically applies the correct general ledger codes and expense categories based on company policy, and generates compliant, context-rich descriptions for every transaction.

What previously required manual review by finance staff happens automatically, in seconds, without sacrificing policy compliance or audit readiness.

The Audit Agent extends niia's value to the compliance and fraud detection layer. Rather than sampling a subset of expense reports for review, the Audit Agent automatically examines every transaction, surfacing only the subset that requires human attention.

It identifies out-of-policy purchases, flags excessive charges, catches duplicate submissions, and even detects AI-generated fake receipts a growing concern as generative image tools become more accessible.

The Reconciliation Agent handles the month-end close process by instantly matching personal card payments to their corresponding travel bookings and reconciling all payments in a unified view.